Open Enrollment

Open Enrollment 2025

Open enrollment this year will be from Monday, December 2^nd to the end of day Friday, December 6^th. You can enroll in or make changes to your insurance plans through your ADP profile or by calling (888) 598-2040. If you do not complete open enrollment, you will be auto-enrolled in your current coverages. Our insurance plan year begins on January 1^st.
 
Those enrolled in an FSA (Dependent Care, Medical, Limited Purpose) must re-enroll to continue their coverage.
 
Changes to our medical plan design, effective January 1, 2025:

• We will be moving our plan year to start on January 1^st each year to align with deductibles.
• A new wellness program has been introduced.
• Premiums will increase at this time depending on which wellness category you fall into.

Wellness Program and Plan Changes
Biometrics for this wellness program year need to be completed by the end of November to receive a wellness discount for 2025. Both the employee and spouse can earn wellness discounts that can be applied to the medical premium.  

• Below are the discounts you can earn depending on which wellness tier you fall into. If you were hired after October 1^st 2024, you will automatically get the Gold or Gold/Gold rate for 2025.

Medical Rates
Premier Select Blue Choice and Blue Print Health are both narrow networks. Narrow networks provide greater discounts on service and procedures that save the employee money and saves the plan money. Because of this, we can offer these plans at a greater discount. Please see below for more information on these plans.
   

• Wellness discounts will be taken off from the price above

 
There are no other changes to our medical plans offered for 2025. For questions regarding biometrics, enrollment, or our insurance plans, please contact either one of us in Human Resources below:
 
Dorchester Office: 402-946-2211                    
Taylor Collins, Sr VP of Talent: tcollins@farmersco-operative.com          
Taylor Cerveny, Payroll & Benefits Manager: tcerveny@farmersco-operative.com
                        
Open Enrollment Letter

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